The fees that change a top-up's final price

Your next steps

1. Check whether tax and service fees are already included.
2. Read your bank or wallet's conversion terms.
3. Add only costs not already included in the quoted total.

The details that make a difference

A zero merchant fee does not prove that a foreign-currency purchase has no extra cost. Conversely, a displayed bank rate can already include a markup, so adding another assumed markup would overstate the cost.

Enter known values rather than guessed tax rates. The fee calculator is an estimate based on your inputs, not financial or tax advice.

Before you continue

Separate the seller's checkout fees from currency conversion and payment-provider fees. Use the complete payable amount for a fair comparison.

Use the current product description and official account instructions alongside this guide. The tools on this site organize information you supply; they cannot inspect your account, payment or order.